When you take out any kind of loan, it is important to realize that you will ultimately be paying more than the initial loan amount back to the lender over the course of the repayment term on the loan itself.

Everyone deserves to keep tabs on their credit report without having to pay for it. Fortunately, the government and the credit bureaus agree with that sentiment. How can you gain access to a free copy of your credit report?

Getting a yearly free credit report is as simple as filling out a form on the internet. While there are other ways to obtain your credit report, ultimately the easiest way will be going to the reporting bureau’s website or … Continue reading →

It’s very important for all consumers to retain a copy of their credit report for their own records. Not only will checking credit report for free online allow them to keep a copy of their report in case there are … Continue reading →

Many consumers may not be aware that they can get credit scores for free as well as credit reports. Credit scores are not provided the same way that free credit reports are, but sometimes it is very necessary to get … Continue reading →

International students can have many difficulties when coming to the country and attempting to establish credit. Creditworthiness in this country is based on a social security number, which means that an international student interested in maintaining credit needs to first … Continue reading →

Whether you are looking to take out car credit or apply for a mortgage in Ontario, knowing your credit scores can give you a great deal of power.

Many people before they apply for auto loans online will want to pull their credit report and those consumers have found themselves obtaining a fake credit report or a credit report that they had to pay for when they thought … Continue reading →

Credit reporting bureaus are not infallible; indeed, many consumers find mistakes on their credit report every year. It is very important for those who find mistakes on their credit report to fix them quickly as they apply for a car … Continue reading →

A car and a home are the two largest purchases most people will make. While there are plenty of options for getting a car loan even if you have less than perfect credit, the housing market collapse has made it … Continue reading →