While you might constantly check your bank accounts, this does not mean that you have full and complete knowledge of your financial situation. How do I get a free credit score is a very important question to ask. Knowing this information can give you a better idea as to whether or not you’ll qualify for financing a car or a home loan.

Tools for Estimation

When you’re in a bind, you might be best suited to an estimation tool. Just make sure the website does not ask you to pay. Estimation tools can be useful for people who:

• Know many details of their financial situations
• Have some sense of where their credit scores lie
• Do not need to know what their exact credit scores are at this time

Having an approximate idea of your credit scores can be useful in some situations.

You Can Get Your Credit Report

If you are interested in having a copy of your credit report, that’s a bit easier to obtain for free. Annualcreditreport.com is the website you want to visit. On this site, you are able to obtain a free copy of your report every 12 months. If it has not been 12 months since your last copy, then you will need to wait awhile before requesting this one. This site is safe to use, and you do not have to worry about being scammed when you visit it. The government, in fact, recommends it for people who want to see their credit scores.

Have You Obtained a Loan Recently?

Perhaps you recently took out a loan at a used car lot. Even if you applied for one and were denied, you can use this suggestion to your advantage. Call the lender or the credit card company if you applied for one of those. Find out if your information is still on file and if the entity would be willing to share your scores with you.

Obtaining free information about your credit scores can be a little bit challenging, but these tips will help put you in the right direction. Especially if you are thinking of applying online for a car loan pre approval then you will have no better option.